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Anti-Money Laundering Policy

GPayTransfer is committed to preventing money laundering, terrorist financing, fraud, and other prohibited financial activities.

1. Purpose

This AML Policy explains the measures GPayTransfer may use to identify users, monitor transactions, reduce risk, and comply with applicable financial crime prevention requirements.

2. Customer Verification

Users may be required to complete identity verification before accessing transfer, withdrawal, conversion, or payment request features.

3. Risk-Based Review

GPayTransfer may review users and transactions based on risk factors such as country, transaction amount, frequency, payment method, account behavior, and verification status.

4. Transaction Monitoring

Transactions may be reviewed manually or automatically. GPayTransfer may delay, reject, hold, or request additional information for any transaction that appears unusual or high risk.

5. Prohibited Use

Users may not use GPayTransfer for illegal activity, fraud, money laundering, terrorism financing, sanctions evasion, scams, or transactions involving prohibited goods or services.

6. Record Keeping

GPayTransfer may retain account, KYC, transaction, and communication records for compliance, security, legal, and operational purposes.

7. Reporting

If suspicious activity is detected, GPayTransfer may restrict the account, request more information, cancel transactions, and report activity to the appropriate authority where required.

8. User Responsibilities

Users must provide accurate information, keep account details updated, and respond to verification or compliance requests in a timely manner.

9. Account Restrictions

GPayTransfer may suspend, block, or close accounts that violate this policy or create unacceptable risk.

10. Contact

For AML or compliance questions, contact compliance@gpaytransfer.com.